Otsego County Habitat for Humanity, Inc.
  • HOME
  • Who We Are
    • Board of Directors
    • Our Work >
      • Community Impact
      • What does a Habitat build look like?
  • What We Can Do For You
    • Fair Housing
    • Aging in Place
    • A Brush With Kindness Program >
      • Qualifying for A Brush With Kindness Project
    • Critical Home Repairs
    • Hope Financial Coaching Program
    • Home Ownership >
      • How Does It Work?
      • House Application Process
      • FORECLOSURE INFORMATION
    • Otsego Habitat Learning Garden
    • Veterans Services
    • Women's Build
    • Disaster Response
  • Restore's
    • ReStore in Gaylord
    • ReStore in Mancelona
    • Deconstruction
    • ReStore Clean Out Service
  • Volunteer
    • Get Involved
    • Construction Volunteering
    • Partners >
      • Thanks!
  • News
  • Employment
  • Access Page - Board Members
    • Agendas and Minutes
    • Annual Meetings
    • Antrim >
      • Antrim Acquisition - Historical
      • Antrim Homeowners
      • Antrim ReStore Building
    • AUDIT - HFHI
    • Board Development
    • Board Pictures
    • Budget and Strategic Planning
    • Calendar
    • Corporate Documents
    • COVID-19
    • Grants
    • Leadership Lab Information
    • Policies & Procedures
    • ReStore Building - Gaylord
  • Contact Us


​

​Building strength, stability and self-reliance through shelter.

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How does it work?
  • Through volunteer labor and donations of money and materials, Otsego County Habitat for Humanity (OCHFH) builds and/or rehabilitates simple, decent houses alongside of our future (homeowner) partner families.
  • Once approved for a mortgage, future homeowners may be required to place a down payment of $500.00 - $1,000.00 on the home, and meet requirements for any grant money received in relationship to their mortgage.
  • OCHFH is not a give-away program.  Homeowners, as partner families, are required to invest 250 "sweat-equity" hours (per partner adult), through their labor in building their house. Our Sweat Equity Policy.
  • Habitat houses are sold to partner families (at no profit to Habitat for Humanity) through the partner receiving an affordable loan after their lender orders an appraisal of the house. The Habitat house is sold for fair market value. The homeowner will end up with a monthly mortgage payment of $300 - $500 that includes taxes and insurance. 
  • The homeowners’ monthly mortgage payments that are paid back to Habitat (we are the lender) are used to build future OCHFH houses.​

How are partner families selected?
  • Families in need of decent shelter apply to local Habitat Affiliates.
  • The Affiliate’s Family Selection Committee meet annually and choose homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan.
  • Every Habitat Affiliate follows a nondiscriminatory policy of family selection. 
  • Neither race nor religion is a factor in choosing the families who receive Habitat houses.​​ OCHFH Fair Housing Policy.

I have been selected, what do I do next?
  • Families will be notified by telephone of acceptance by the Executive Director.
  • Families who do not qualify this year will also be notified through a letter from OCHFH of next steps, such as financial coaching.
  • With OCHFH, building relationships and communities is as important as building homes. A key reason Habitat is so successful is the nurturing that is provided to partner families, even after construction is complete.
  • Each partner family works with the Executive Director throughout the construction process and for a full year after the home is complete. This gives the new homeowners someone to call when they have questions about home maintenance or home ownership. By working together as partners, we all become good stewards and help build strong communities.

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The Gaylord ReStore is
OPEN
​ MONDAY - SATURDAY 
​9:00 AM -5:00 PM

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Donations Are Accepted 
Tuesday - Saturday
9:00 am to 5:00 pm

***************************
​
526 Edelweiss Village Parkway
Gaylord, MI 49735
ReStore Phone:
(989) 731-4506

***************************​
Gaylord ReStore Email: restore@otsegohabitat.org

​
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The Mancelona ReStore is
OPEN 
​TUESDAY - SATURDAY
9:00 am - 5:00 pm

***************************

Donations Are Accepted 
Tuesday - Saturday
9:00 am to 5:00 pm

***************************

​306 S. Williams Street
​Mancelona, MI 49659
ReStore Phone:
​(231) 916-2122

***************************​
Mancelona ReStore Email:
acrestore@otsegohabitat.org
​

NO PROSELYTIZING POLICY
Otsego-Antrim Habitat for Humanity will not proselytize. Nor will OAHFH work with entities or individuals who insist on proselytizing as part of their work with OAHFH. This means that OAHFH will not offer assistance on the expressed or implied condition that people must (i) adhere to or convert to a particular faith or (ii) listen and respond to messaging designed to induce conversion to a particular faith.
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​Habitat Office Hours
​Monday - Friday
9:00 am to 5:00 pm


526 Edelweiss Village Pkwy 
Gaylord, MI 49735
Office Phone: (989) 732-6070
Office Fax: (989) 731-4578
​
Office Email: office@otsegohabitat.org​


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​​All applicants are considered without regard to age, color, disability, gender identity, Non identifying, height, marital status, national origin, race, religion, sex, gender, sexual orientation, veterans, weight nor as state or federal law otherwise prohibits.

​NON-PROFIT STATUS
Otsego-Antrim Habitat for Humanity is a tax-exempt 501(c)(3) nonprofit organization. Your gift is tax deductible as allowed by law. Our tax exemption number for both locations is 38-3130500.
Privacy Policy | Terms of Use | Identity Theft Prevention
  • HOME
  • Who We Are
    • Board of Directors
    • Our Work >
      • Community Impact
      • What does a Habitat build look like?
  • What We Can Do For You
    • Fair Housing
    • Aging in Place
    • A Brush With Kindness Program >
      • Qualifying for A Brush With Kindness Project
    • Critical Home Repairs
    • Hope Financial Coaching Program
    • Home Ownership >
      • How Does It Work?
      • House Application Process
      • FORECLOSURE INFORMATION
    • Otsego Habitat Learning Garden
    • Veterans Services
    • Women's Build
    • Disaster Response
  • Restore's
    • ReStore in Gaylord
    • ReStore in Mancelona
    • Deconstruction
    • ReStore Clean Out Service
  • Volunteer
    • Get Involved
    • Construction Volunteering
    • Partners >
      • Thanks!
  • News
  • Employment
  • Access Page - Board Members
    • Agendas and Minutes
    • Annual Meetings
    • Antrim >
      • Antrim Acquisition - Historical
      • Antrim Homeowners
      • Antrim ReStore Building
    • AUDIT - HFHI
    • Board Development
    • Board Pictures
    • Budget and Strategic Planning
    • Calendar
    • Corporate Documents
    • COVID-19
    • Grants
    • Leadership Lab Information
    • Policies & Procedures
    • ReStore Building - Gaylord
  • Contact Us